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January 5, 2011     The Sun Paper
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Wednesday, January 5, 2011, The Sun 7 TRUSTEE'S NOTICE OF SALE Pursuant to O R S. 86.705 et seq. and O.R.S. 79.5010, et seq. Trustee's Sale No. 09-OC- 104389 NOTICE TO BOR- ROWER: YOU SHOULD BE AWARE THAT THE UNDER- SIGNED IS ATTEMPTING TO COLLECT A DEBT AND THAT ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Reference is made to that certain Deed of Trust made by, LARRY W GANNAWAY AND PATSY S GANNAWAY AN ESTATE IN FEE SIMPLE AS TENANTS BY THE ENTIREI~ as grantor, to NORTHWEST TITLE COM- PANY, as Trustee, in favor of MONEY FIRST FINANCIAL SERVICES, INC as benefi- ciary, dated 8/27/2002, re- corded 8/30/2002, under In- strument No. 200217052, records of YAMHILL County, OREGON. The beneficial inter- est under said Trust Deed and the obligations secured thereby are presently held by Deutsche Bank National Trust Company, Trustee for the reg- istered holders of Morgan Stanley Dean Witter Capital I Inc. Trust 2003-NC1, Mortgage Pass-Through Certificates, Se- ries 2003-NC1. Said Trust Deed encumbers the following de- scribed real property situated in said county and state, to-wit: LOT 1, BLOCK 2, YEATON- HEIDER ADDITION TO THE CITY OF SHERIDAN, YAMHILL COUNTY, OREGON. TO- GETHER WITH THAT POR- TION OF VACATED ALLEY IN- URING THERETO. The street address or other common des- ignation, if any, of the real prop- erty described above is pur- ported to be: 164 NORTH- WEST VIOLA STREET SHERI- DAN, OR 97378 The under- signed Trustee disclaims any liability for any incorrectness of the above street address or other common designation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of de- fault has been recorded pursu- ant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due, the following sums: Amount due as of December 27, 2010 Delinquent Payments from September 01, 2009 1 payments at $ 352.46 each $ 352.46 15 payments at $ 349.06 each $ 5,235.90 (09-01- 09 through 12-27-10) Late Charges: $129.42 Beneficiary Advances: $ 4,553.58 Sus- pense Credit: $ -9.50 TOTAL: $10,261.86 ALSO, if you have failed to pay taxes on the prop- erty, provide insurance on the property or pay other senior liens or encumbrances as re- quired in the note and deed of trust, the beneficiary may insist that you do so in order to rein- state your account in good standing. The beneficiary may require as a condition to rein- statement that you provide re- liable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premi- ums. These requirements for reinstatement should be con- firmed by contacting the under- signed Trustee. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $32,933.59, PLUS interest thereon at 8% per annum from 08/01/09 to 10/ 1/2009, 8% per annum from 10/ 1/2009, until paid, together with escrow advances, foreclosure costs, trustee fees, attorney fees, sums required for the pro- tection of the property and ad- ditional sums secured by the Deed of Trust. WHEREFORE, notice hereby is given that the undersigned trustee, will on April 28, 2011, at the hour of 11:00 AM, in accord with the standard of time established by ORS 187.110, at FRONT EN- TRANCE OF THE YAMHILL COUNTY COURTHOUSE, 535 E. 5TH STREET, McMINN- VlLLE, County of YAMHILL, State of OREGON, sell at pub- lic auction to the highest bid- der for cash, the interest in the said described property which the grantor had, or had the power to convey, at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclo- sure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this no- tice, the masculine gender in- cludes the feminine and the neuter, the singular includes the plural, the word "grantor" in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include t~eir re- spective successors in interest, if any. Anyone having any ob- jection to the sale on any grounds whatsoever will be af- forded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same.DATED: 12/27/2010 REGIONAL TRUSTEE SER- VICES CORPORATION Trustee By KAREN JAMES, AUTHO- RIZED AGENT 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206)340-2550 Sale In- formation: http:// www.rtrustee.com ASAP# 3864769 01/05/2011, 01/12/ 2011, 01/19/2011, 01/26/2011 TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Leslie D. Sedlacek and Andrea L. Sedlacek, husband and wife, as grantor, to Fidelity National Title Insurance Company, as trustee, in favor of Wells Fargo Home Mortgage Inc as ben- eficiary, dated 06/18/02, re- corded 06/24/02, in the mort- gage records of YAMHILL County, Oregon, as 200212246 and subsequently assigned to US Bank National Association, as Trustee for BAFC 2003-1 by Assignment recorded as 2010- 7777, covering the following described real property situ- ated in said county and state, to wit: Being a part of the O.R Turner Donation Land Claim, ~lotification No. 2367, Claim No. 55 in Sections 30 and 31, Township 5 South, Range 5 West of the Willamette Merid- ian in Yamhill County, Oregon, and more particularly de- scribed as follows: Beginning at a point 13.46 chains West of the Northeast corner of said Donation Land Claim; and run- ning thence South 33deg West 1.70 chains; thence West 1.06 1/2 chains; thence South 26.13' chains to the center of the County Road; thence South 77 1/4deg West 21.07 chains to the center of the intersection of the Gopher Va.lley Road; thence North line of said Do- nation Land Claim; thence East 24.295 chains to the point of beginning. Saving and Except- ing therefrom a tract 40 feet East and West and 80 feet North and South, including the land occupied by certain graves now there, as reserved in that certain deed from S.P. Turner to S.T. Allen, recorded in Book 69, page 166, Deed Records. Further Excepting therefrom that portion lying within the Old State Highway as described in Parcel 1 in that deed recorded February 16, 1952 in Book 164, Page 583, Deed Records. PROPERTY ADDRESS: 22331 SOUTH- WEST GOPHER VALLEY ROAD SHERIDAN, OR 97378 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obli- gations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $2,321.74 beginning 05/01/10; plus late charges of $107.28 each month beginning 05/16/ 10; plus prior accrued late charges of ($643.68); plus ad- vances of $697.60 that repre- sents paid BROK BPO fees, trip charges fees, and attorney fees and costs; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said de- fault; any further sums ad- vanced by the beneficiary for the protection of the above de- scribed real property and its interest therein; and prepay- ment penalties/premiums, if applicable. By reason of said default the beneficiary has de- clared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $289,232.61 with interest thereon at the rate of 7 percent per annum begin- .ning 04/01/10; plus late charges of $107.28 each month beginning 05/16/10 un- til paid; plus prior accrued late charges of ($643.68); plus ad- vances of $697.60 that repre- sents paid BROK BPO fees, trip charges fees, and attorney fees and costs; together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said de- fault; any further sums ad- vanced by the beneficiary for the protection of the above de- scribed real property and its interest therein; and prepay- ment penalties/premiums, if applicable. WHEREFORE, no- tice hereby is given that the undersigned trustee will on April 7, 2011 at the hour of 10:00 o'clock, A.M. in accord with the standard oftime estab- lished by ORS 187.110, atthe following place: inside the main lobby of the Yamhill County Courthouse, 535 East 5th Street, in the City of McMin- nville, County of YAMHILL, State of Oregon, sell at public auction to the highest bidder for cash the interest in the de- scribed real property which the grantor had or had power to convey at the time of the execu- tion by grantor of the trust deed, together with any inter- est which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a writ- ten request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal deliv- ery to the trustee's physical of- rices (call for address) or by first Class, certified mail, return re- ceipt requested, addressed to the trustee's post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable inter- est in the subject property will only receive information con- cerning the lender's estimated or actual bid. Lender bid infor- mation is also available at the trustee's website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this fore- closure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. Requests from persons named in ORS 86.753 for rein- statement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the-beneficiary or if required by the terms of the loan docu- ments. In construing this no- tice, the singular includes the plural, the word "grantor" in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their re- spective successors in interest, if any. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also ac- cess sale status at www.northwesttrustee.com and www.USA- Foreclosure.com. Northwest Trustee Services, Inc. For fur- ther information, please con- tact: Kathy Taggart Northwest Trustee Services, Inc. RO. Box 997 Bellevue, WA 98009-0997 586-1900 SEDLACEK, LESLIE and ANDREA (TS# 7023.74691) 1002.178803-FEI Publish: The Sun, January 5, 12, 19 and 26, 2011. AMENDED TRUSTEE'S NOTICE OF SALE Trustee's Sale No. 09-FMB- 104097 NOTICE TO BOR- ROWER: YOU SHOULD BE AWARE THAT THE UNDER- SIGNED IS AI-rEMPTING TO COLLECT A DEBT A~D THAT ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE Reference ~s made to that certain Deed of Trust made by, DAVID KESTER AND ROBIN L KESTER AS TENANTS BY THE ENTIRETy, as granter, to TICOR TITLE IN- SURANCE CO as Trustee, in favor of MORTGAGE ELEC- TRONIC REGISTRATION SYS- TEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B A FEDERALLY CHARTERED SAVINGS BANK, as benefi- ciary, dated 12/31/2007, re- corded 1/11/2008, under In- strument No. 200800467, records of YAMHILL County, OREGON. The beneficial inter- est under said Trust Deed and the obligations secured thereby are presently held by ONEWEST BANK, FSB. Said Trust Deed encumbers the fol- lowing described real property situated in said county and state, to-wit: PARCEL 1: Parcel(s) 1, PARTITION PLAT 1993-56, recorded October 1, 1993 in Volume 3, Page 402, Record of Partition Plats, County of Yamhill, State of Or- egon. PARCEL 2: A tract of land in Section 9, Township 4 South, Range 4 West, Willamette Me- ridian, in a portion of the James Hembree Donation Land Claim No. 46, Yamhill County, Or- egon, described as follows: Beginning at the Southwest corner of Parcel 1 of Yamhill County Partition No. 1993-56, being a point on the East mar- gin of North Hembree Street (25 feet from center line); thence East 131.75 feet to an iron rod at the Southeast cor- ner of said Parcel 1; thence South 00-o08'09'' East 12.50 feet to an iron rod; thence West 131.75 feet to an iron rod set on said East margin (25 feet from center line); thence North 00-o08'09'' West 12.50 feet to the point of beginning as shown by CS-11203.The street address or other common designation, if any, of the real property de- scribed above is purported to be: 3200 NORTHEAST HEMBREE STREET MCMINNVILLE, OR 97128 The undersigned Trustee disclaims any liability for any incorrect- ness of the above street ad- dress or other common desig- nation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised 'Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due, the following sums: *Amount due as of December 10, 2010 Delinquent Payments from June 01,2010 7 payments at $1,934.96 each $13,544.72 (06-01-10 through 12-10-10) Late Charges: $ 507.24 Benefi- ciary Advances: $ 217.00 Sus- pense Credit: $ 0.00 TOTAL: $ 14,2 68.36 ALSO, if you have failed to pay taxes on the prop- erty, provide insurance on the property or pay other senior liens or encumbrances as re- quired in the note and deed of trust, the beneficiary may insist that you do so in order to rein- state your account in good standing. The beneficiary may require as a condition to rein- statement that you provide re- liable written evidence that you have paid all senior liens or encumbrances, propertytaxes, and hazard insurance premi- ums. These requirements for reinstatement should be con- firmed by contacting the under- signed Trustee. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $231,10~ 09, PLUS interest thereon at 7.750% per annum from 5/1/ 2010, until paid, together with escrow advances, foreclosure costs, trustee fees, attorney fees, sums required for the pro- tection of the property and ad- ditional sums secured by the Deed of Trust. The Notice of Default and original Notice of Sale given pursuant thereto stated that the property would be sold on January 26, 2011, at the hour of 11:00 AM, in ac- cord with the standard of time established by ORS 187.110, at FRONT ENTRANCE OF THE YAMHILL COUNTY COURT- HOUSE, 535 E. 5TH STREET, McMINNVlLLE, County of YAM- HILL, State of OREGON; how- ever, subsequent to the record- ing of said Notice of Default, the original sale proceedings were stayed by order of the court or by proceedings under the Na- tional Bankruptcy Act or for other lawful reason. The ben- eficiary did not participate in obtaining such stay. Said stay was terminated on 12/2/2010. WHEREFORE, notice hereby is given that the undersigned trustee, will on March 4, 2011, at the hour of 11:00 AM, in ac- cord with the standard of time established by ORS 187.110, at FRONT ENTRANCE OF THE YAMHILL COUNTY COURT- HOUSE, 535 E. 5TH STREET, McMINNVILLE, County of YAM- HILL, State of OREGON, (which is the new date, time and place set for sale) sell at public auction to the highest bidder for cash, the interest in the said described property which the grantor had, or had the power to convey, at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that any person named in .ORS 86.753 has the right, at any time prior to five. days before the date last set for the sale, to have this fore- closure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this no- tice, the masculine gender in- cludes the feminine and the neuter, the singular includes the plural, the word "grantor" in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their re- spective successors in interest, if any. Anyone having any ob- jection to the sale on any grounds whatsoever will be af- forded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/10/2010 REGIONAL TRUSTEE SER- VICES CORPORATION Trustee , By: KAREN JAMES, AUTHO- RIZED AGENT 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206)340-2550 Sale In- formation: http:// www.rtrustee.com ASAP# 3862940 01/05/2011, 01/12/ 2011, 01/19/2011, 01/26/2011 TRUSTEE'S NOTICE OF SALE Pursuant to O.R.S. 86.705 et seq. and O.R.S. 79.5010, et seq. Trustee's Sale No. 09-OC- 103486 NOTICE TO BOR- ROWER: YOU SHOULD BE AWARE THAT THE UNDER- SIGNED IS AI-rEMPTING TO COLLECT A DEBT AND THAT ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Reference is made to that certain Deed of Trust made by, RONNY HERALDO LEICHNER AND MARIA R. VILLAYANDRE LEICHNER, as grantor, to TI- COR TITLE, as Trustee, in fa- vor of MORTGAGE ELEC- TRONIC REGISTRATION SYS- TEMS, INC. AS NOMINEE FOR CHAPEL FUNDING, LLC, as beneficiary, dated 8/28/2006, recorded 9/5/2006, under In- strument No. 200620477, records of YAMHILL County, OREGON. The beneficial inter- est under said Trust Deed and the obligations secured thereby are presently held by HSBC Bank USA N.A as Trustee on behalf of ACE Se- curities Corp. Home Equity Loan Trust and for the regis- tered holders of ACE Securities Corp. Home Equity Loan Trust 2007-HE1 Asset Backed Pass- Through Certificates. Said Trust Deed encumbers the following described real property situ- ated in said county and state, to-wit: Being a part of Lot 11 in Block 10 of LIPPINCOTT'S SECOND ADDITION to Dayton in Yamhill County, Oregon, more particularly described as follows: Beginning at an iron rod on the Northwesterly mar- gin of State Secondary High- way located South 51 - 16' West 165.0 feet from the most East- erly corner of said Block 10; thence continuing South 51 - 16' West 62.8 feet to an iron rod set in County Survey No. 3581 on the Northwesterly margin of said State Highway; thence North 38-044' West 140.0 feet to an iron rod set in said survey; thence North 51-016' East par- allel to the Northwesterly mar- gin of said State Highway 62.8 feet to an iron rod set in said survey; thence South 38-044' East 140.0 feet to the place of beginning. The street address or other common designation, if any, of the real property de- scribed above is purported to be: 903 FERRY STREET DAY- TON, OR 97114 The under- signed Trustee disclaims any liability for any incorrectness of the above street address or other common designation: Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said |rust deed and a notice of de- fault has been recorded pursu- ant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due, the following sums: Amount due as of December 20, 2010 Delinquent Payments from August 01, 2010 5 pay- ments at $804.67 each $4,023.35 (08-01-10 through 12-20-10) Late Charges: $332.28 Beneficiary Advances: $725.00 Suspense Credit: $- 729.01. TOTAL: $4,351.62 ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or en- cumbrances as required in the note and deed of trust, the ben- eficiary may insist that you do so in order to reinstate your account in good standing. The beneficiary may require as a condition to reinstatement that you provide reliable written evi- dence that you have paid all senior liens or encumbrances, property taxes, and hazard in- surance premiums. These re- quirements for reinstatement should be confirmed by con- tacting the undersigned Trustee. By reason of said de- fault, the beneficiary has de- clared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $161,407.74, PLUS interest thereon~at 2.000% per annum from 7/1/ 2010, until paid, together with escrow advances, foreclosure costs, trustee fees, attorney fees, sums required for the pro- tection of the property and ad- ditional sums secured by the Deed of Trust. WHEREFORE, notice hereby is given that the undersigned trustee, will on April 22, 2011, at the hour of 11:00 AM, in accord with the standard of time established by ORS 187.110, at FRONT EN- TRANCE OF THE YAMHILL COUNTY COURTHOUSE, 535 E. 5TH STREET, McMINN- VILLE, County of YAMHILL, State of OREGON, sell at pub- lic auction to the highest bid- der for cash, the interest in the said described property which the grantor had, or had the power to convey, at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any persor~ named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclo- sure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such potion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this no- tice, the masculine gender in- cludes the feminine and the neuter, the singular includes the plural, the word "grantor" in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their re- spective successors in interest, if any. Anyone having any ob- jection to the sale on any grounds whatsoever will be af- forded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/20/2010 REGIONAL TRUSTEE SER- VICES CORPORATION Trustee By. KAREN JAMES, AUTHO- RIZED AGENT 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206)340-2550 Sale In- formation: http:// www.rtrustee.com ASAP# 3857673 12/29/2010, 01/05/ 2011, 01/12/2011, 01/19/2011 LEGAL published In this newspaper and other Oregon newspape~ are on the INTERI ET