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Wednesday, December 9, 2009, The Sun 11 Public notices TRUSTEE'S NOTICE OF SALE T.S. No.: OR-O9-326149-SH Reference is made to that cer- tain deed made by, ALEJANDRO HERRERA as Grantor to FIRST AMERICAN TITLE, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. A CALIFOR- NIA CORPORATION A COR- PORATION, as Beneficiary, dated 10/10/2005, recorded 10/14/2005, in official records of YAMHILL County, Oregon in book/reel/volume No. - at page No. - fee/file/instrument/ microfile/reception No 200522840, covering the fol- lowing described real property situated in said County and State, to-wit: APN: R-3-2-19-DA- 02700 00155889 LOTS 9 AND 10, BLOCK 57 OF EDWARDS ADDITION IN THE CITY OF NEWBERG, YAMHILL COUNTY, OREGON. Com- monly known as: 803 EAST 9TH STREET NEWBERG, OR 97132 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor's: The installments of principal and interest which became due on 7/1/2009, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a con- dition of reinstatement, includ- ing all sums that shall accrue through reinstatement or pay- off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursu- ant to the terms of the loan documents. Monthly Payment $1,055.76 Monthly Late Charge $52.79 By this reason of said default the beneficiary has de- clared all obligations secured by said deed of trust immedi- ately clue and payable, said sums being the following, to- wit: The sum of $152,721.62 together with interest thereon at the rate of 7.6250 per annum from 6/1/2009 until paid; plus all accrued late charges thereon; and all trustee's fees, foreclosure costs and any sums advanced by the benefi- ciary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that LSI TITLE COMPANY OF OR- EGON, LLC, the undersigned trustee will on 4/5/2010 at the hour of 11:00:00 AM, Standard of Time, as established by sec- tion 187.110, Oregon Revised Statues, at FRONT ENTRANCE OF THE COURTHOUSE, 535 EAST5TH STREE MCMINN- VlLLE, OR County of YAMHILL., State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which thegrantor had or had power to convey at the time of the ex- ecution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by pay- ment to the beneficiary of the entire amount then due (other than such portion of said prin- cipal as would not then be due had no default occurred), to- gether with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance re- quired under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Informa- tion Call: 714-730-2727 or Login to: www.fidelityasap.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and 'benefi- Ciary" include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee's deed has been issued by LSI TITLE COMPANY OF OREGON, LLC. If there are any irregularities discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer's money and take further action as neces- sary. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the. return of monies paid to the Trustee, and the successful bid- der shall have no further re- course. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. NO- TICE TO TENANTS If you are a tenant of this property, fore- closure could affect your rental agreement. A purchaser who buys this property at a foreclo- sure sale has the right to re- quire you to move out after giv- ing you notice of the require- ment. If you do not have a fixed- term lease, the purchaser may require you to move out after giving you a 30-day notice on or after the date of the sale. If you have a fixed-term lease, you may be entitled to receive after the date of the sale a 60- day notice of the purchaser's requirement that you move out. To be entitled to either a 30-day or 60-day notice, you must give the Trustee of the Deed of Trust written evidence of your rental agreement at least 30 days before the date first set for the sale. If you have a fixed-term lease, you must give the Trustee a copy of the rental agreement. If you do not have a fixed-term lease and cannot provide a copy of the rental agreement, you may give the trustee other written evidence of the existence of the rental agreement. The date that is 30 days before the date of the sale is 3/6/2010 the name of the Trustee and the Trustee's mail- ing address is set forth on this Notice of Sale below. Federal law may grant you additional rights, including a right to a longer notice period. Consult a lawyer for more information about your rights under federal law. You have the right to apply your security deposit and any rent you prepaid toward your current obligation under your rental agreement. If you want to do so, you must notify your Landlord in writing and in ad- vance that you intend to do so. If you believe you need legal assistance with this matter, you may contact the Oregon State Bar and ask for the lawyer re- ferral service. Contact informa- tion for the Oregon State Bar is included below with this notice. If you have a low income and meet federal poverty guide- lines, you may be eligible for free legal assistance. Contact information for where you can obtain free legal assistance is included below with this notice. Oregon State Bar: (503) 684- 3763; (800) 452-7636 Legal assistance: www.lawhelp.org/ or/index.cfm Dated: 11/30/ 2009 LSI TITLE COMPANY OF OREGON, LLC, as trustee 3220 El Camino Real Irvine, CA 92602 Signature By Seth Ott, Assistant Secretary Quality Loan Service Corp. of Wash- ington as agent for LSI TITLE COMPANY OF OREGON, LLC 2141 5th Avenue San Diego, CA 92101 619-645-7711 For Non-Sale Information: Quality Loan Service Corp. of Wash- ington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS OFFICE IS AT- TEMPTING TO COLLECT A DEBT AND ANY INFORMA- TION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submit- ted to =a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3364713 12/09/2009, 12/16/ 2009, 12/23/2009, 12/30/2009 TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Andres Resendez and AIvina Resendez, as grantor, to West- ern Title & Escrow, as trustee, in favor of Mortgage ElectrOnic Registration Systems, Inc. solely as nominee for Lender and Lender's successors and assigns, as beneficiary, dated 09/26/08, recorded 10/07/08, in the mortgage records of Yam- hill County, Oregon, as 200816904 and subsequently assigned to Flagstar Bank, FSB by Assignment, covering the following described real prop- erty situated in said county and state, to wit: Lot 8, Block 6, Bibees Addition, City of Sheri- dan, Yamhill County, Oregon. PROPERTY ADDRESS: 148 Southwest Jefferson Street Sheridan, OR 97378 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obliga- tions secured by the trust deed and a notice of default has been recorded pursuant to Or- egon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,303.05 beginning 05/01/09; plus late charges of $53.01 each month beginning 05/16/ 09; plus prior accrued late charges of $0.00; plus ad- vances of $16.50; together with title expense, costs,.trustee's fees and attorney's fees in- curred herein by reason of said default; any further sums ad- vanced by the beneficiary for the protection of the above de- scribed real property and its interest therein; and prepay- ment penalties/premiums, if applicable. By reason of said default the beneficiary has de- clared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $147,363.06 with interest thereon at the rate of 7.75 percent per annum be- ginning 04/01/09; plus late charges of $53.01 each month beginning 05/16/09 until paid; plus prior accrued late charges of $0.00; plus advances of $16.50; together with title ex- pense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real prop- erty and its interest therein; and prepayment penalties/premi- ums, if applicable. WHERE- FORE, notice hereby is given that the undersigned trustee will on February 18, 2010 atthe hour of 10:00 o'clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Yamhill County Courthouse, 535 East 5th Street, in the City of McMinnville, County of Yam- hill, State of Oregon, sell at pub- lic auction to the highest bid- der for cash the interest in the described real property which the grantor had or had power to convey at the time of the ex- ecution by grantor of the trust deed, together with any inter- est which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a writ- ten request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by perso0al deliv- ery to the trustee's physical of- rices (call for address) or by first class, certified mail, return re- ceipt requested, addressed to the trustee's post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable inter- est in the subject property will only receive information con- cerning the lender's estimated or actual bid. Lender bid infor- mation is also available at the trustee's website, www.northwesttrustee.com. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this fore- closure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would notthen be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.763. Requests from persons named in ORS 86.753 for rein- statement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan docu- ments. In construing this no- tice, the singular includes the plural, the word "grantor",in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which t is secured by said trust deed, and the words "trustee" and "beneficiary" include their re- spective successors in interest, if any. NOTICE TO TENANTS: If you are a tenant of this prop- erty, foreclosure could affect your rental agreement. A pur- chaser who buys this property at a foreclosure sale has the right to require you to move out after giving you notice of the requirement. If you do not have a fixed-term lease, the pur- chaser may require you to move out after giving you a 30- day notice on or after the clp. te of sale. If you have a fixed-term lease, you may-be entitled to receive after the date of the sale a 60-day notice of the purchaser's requirement that you move out. To be entitled to either a 30-day or 60-day no- tice, you must give the trustee of the property written evidence of your rental agreement at least 30 days before the date first set for the sale. If you have a fixed-term lease, you must give the trustee a copy of the rental agreement. If you do not have a fixed-term lease and cannot provide a copy of the rental agreement, you may give the trustee other written evi- dance of the existence of the rental agreement. The date that is 30 days before the date of the sale is January 19, 2010. The name of the trustee and the trustee's mailing address are listed on this notice. Federal law may grant you additional rights, including a right to a longer notice period. Consult a lawyer for more information about your rights under federal law. You have the right to apply your security deposit and any rent you prepaid toward your current obligation under your rental agreement. If you want to do so, you must notify your landlord in writing and in ad- vance that you intend to do so. If you believe you need legal assistance with this matter, you may contact the Oregon State Bar Association (16037 Upper Boones Ferry Road, Tigard, Oregon 97224, (503)620-0222, toll-free in Oregon (800)452- _8260) and ask for lawyer refer- ral service. If you have a low income and meet federal pov- erty guidelines, you may be eli- gible for free legal assistance; a county-by-county listing of legal aid resources may be found on the Internet at http:// www.osbar.org/public/ris/ Iowcostlegalhelp/legalald.html. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also ac- cess sale status at. www.northwesttrustee.com and www.USA- Foreclosure.com. Northwest Trustee Services, Inc. For fur- ther information, please con- tact: Winston Khan Northwest Trustee Services, Inc. RO. Box 997 Bellevue, WA 98009-0997 586-1900 File No.7081.22097/ Resendez, Andres and Alvina. (TS# 7081.22097) 1002.135709-FEI Publish: The Sun, Novem- ber 18, 25, December 2 and 9, 2009. TRUSTEE'S NOTICE OF SALE Pursuant to O.R.S. 86.705 et seq. and O.R.S. 79.5010, et seq. Trustee's Sale No. 09- FMB-86932 NOTICE TO BOR- ROWER: YOU SHOULD BE AWARE THAT THE UNDER- SIGNED IS AI-rEMPTING TO COLLECT A DEBT AND THAT ANY INFORMATION OB- TAINED WILL BE USED FOR THAT PURPOSE. Reference is made to that certain Deed of Trust made by, STEVEN L. JEWELL, as grantor, to FIRST AMERICAN TITLE INSUR- ANCE COMPANY OF OR- EGON, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGEIT, INC., as benefi- ciary, dated 7/20/2006, re- corded 7/26/2006, under In- strument No. 200616867, records of YAMHILL County, OREGON. The beneficial inter- est under said Trust Deed and the obligations secured thereby are presently held by Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2006-AR14, Mortgage Pass-Through Certificates, Se- ries 2006-ARI4 under the Pool- ing and Servicing Agreement dated October 1, 2006. Said Trust Deed encumbers the fol- lowing described real property situated in said county and state, to-wit: LOT 2, BLOCK 9, ROWLAND'S ADDITION TO THE CITY OF MCMINNVILLE, YAMHILL COUNI-, OREGON. The street address or other common designation, if any, of the real property described above is purported to be: 714 NORTHEAST 5TH STREET MCMINNVILLE, OR 97128 The undersigned Trustee disclaims any liability for any incorrect- ness of the above street ad- dress or other common desig- nation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due, the following sums: Amount due as of November 20, 2009 Delinquent Payments from August 01, 2009 1 pay- ments at $ 920.19 each $ 920.19 3 payments at $ 970.06 each $ 2,910.18 (08-01-09 through 11-20-09) Late Charges: $ 337.50 Beneficiary Advances: $ 46.00 Suspense Credit: $ 0.00 TOTAL: $ 4,213.87 ALSO, if you have failed to pay taxes on the prop- erty, provide insurance on the property or pay other senior liens or encumbrances as re- quired in the note and deed of trust, the beneficiary may insist that you do so in order to rein- state your account in good standing. The beneficiary may require as a condition to rein- statement that you provide re- liable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premi- ums. These requirements for reinstatement should be con- firmed by contacting the under- signed Trustee. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $167,719.92, PLUS interest thereon at 4.625% per annum from 07/0!/ 09 to 9/1/2009, 4.625% per an- num from 9/1/2009, until paid, together with escrow ad- vances, foreclosure costs, trustee fees, attorney fees, sums required for the protec- tion of the property and addi- tional sums secured by the Deed of Trust. WHEREFORE, notice hereby is given that the undersigned trustee, will on March 26, 2010, at the hour of 11:00AM, in accord with the standard of time established by ORS 187.110, at FRONT EN- TRANCE OF THE YAMHILL COUNTY COURTHOUSE, 535 E. 5TH STREET, McMINN- VlLLE, County of YAMHILL, State of OREGON, sell at pub- lic auction to the highest bid- der for cash, the interest in the said described property which the grantor had, or had the power to convey, at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired "after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person ramed in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclo- sure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obli- gation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753. In construing this no- tice, the masculine gender in- cludes the feminine and the neuter, the singular includes the plural, the word "grantor" in- cludes any successor in inter- est to the grantor as well as any other person owing an obliga- tion, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their re- spective successors in interest, if any. Anyone having any ob- jection to the sale on any grounds whatsoever will be af- forded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/20/2009 REGIONAL TRUSTEE SER- VICES CORPORATION Trustee ANNA EGDORF, AUTHORIZED AGENT 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206) 340-2550 Sale Informa- tion: http://www, rtrustee.com ASAP# 3354251 12/02/2009, 12/09/2009,12/16/2009, 12/23/ 2009 TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by ALDDON J, STEVENS, MAR- RIED, as grantor(s), to FIRST AMERICAN TITLE INS CO, as Trustee, in favor of MORT- GAGE ELECTRONIC REGIS- TRATION SYSTEMS, INC., as Beneficiary, dated 05/12/08, recorded 05/21/08, in the mort- gage records of Yamhill County, OR, as Recorder's fee/ file/instrument/microfilm/recep- tion Number 200808718, and subsequently assigned to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. by Assignment recorded 10/01/2009 as Recorder's fee/ file/instrument/microfilm/recep- tion No. 2009-15861, covering the following described real property situated in said county and state, to wit: LOT 8, BLOCK 3, NORTH PARK ADDITION NO. 1, IN THE CITY OF SHERI- DAN, COUNTY OF YAMHILL, STATE OF OREGON. PROP- ERTY ADDRESS: 609 NE BOCKES LOOP SHERIDAN, OR 97378 Both the Beneficiary and the Trustee have elected to sell the real property to sat- isfy the obligations secured by the Trust Deed and a notice of default has been recorded pur- suant to Oregon Revised Stat- utes 86.735(3); the default for which the foreclosure is made is grantorls failure to pay when due the following sums: monthly payments of $1,186.60 beginning 01/01/ 2009; plus late charges of $47.46 each month beginning with the 01/01/2009 payment plus prior accrued late charges of $-142.38; plus advances of $ 0.00; together with title ex- pense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protec- tion of the above described real property and its interest therein. By reason of said default the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed im- mediately due and payable, said sums being the following to wit: $147,788.22 with inter- est thereon at the rate of 6.5 percent per annum beginning 12/01/2008 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protec- tion of the above described real property and its interests therein. WHEREFORE, notice hereby is given that, RECON- TRUST COMPANY, N.A., the undersigned Trustee will on Wednesday, February 10, 2010 at the hour of 10:00AM in ac- cord with the standard of time .established by ORS 187.110, at the following place: inside the main lobby of the Yamhill County Courthouse, 535 East 5th Street, in the city of McMin- nville, County of YamhUl, State of Oregon, sell at public auc- tion to the highest bidder for cash the interest in the de- scribed real property which.the grantor had or had power to convey at the time of the execu- tion by grantor of the Trust Deed, together with any inter- est which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the Trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this fore- closure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by ten- dering the performance re- quired under the obligation or Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obli- gation and Trust Deed, to- gether with the Trustee's and attorney's fees not exceeding the amounts provided by OSRS 86.753. In construing this notice, the singular in- cludes the plural, the word "grantor" includes any succes- sor in interest to the grantor as well as any other person ow- ing an obligation, the perfor- mance of which is secured by said Trust Deed, and the words "Trustee" and "Beneficiary" in- clude their respective succes- sors in interest, if any. NOTICE TO TENANTS: If you are a ten- ant of this property, foreclosure could affect your rental agree- ment. A purchaser who buys this property at a foreclosure sale has the right to require you to move out after giving you notice of the requirement. If you do not have a fixed-term lease, Continued on Page 13